UnifyOne is an earnings and tax tool built for gig and 1099 workers. It tracks what you actually earn across every app, automatically captures your IRS mileage deductions, and alerts you before quarterly estimated taxes are due — so independent contractors can see their real after-expense income and stay ready for tax season.

Is UnifyOne built for gig and 1099 workers?

Yes. UnifyOne is purpose-built for the 76M+ US gig and 1099 workers — rideshare and delivery drivers, couriers, resellers, and independent contractors. It consolidates earnings across the apps you work, calculates your after-expense net income, and keeps your self-employment tax estimates on track.

How does UnifyOne track mileage and tax deductions?

UnifyOne's Tax Autopilot captures your mileage and applies the current IRS standard mileage rate, keeping a running year-to-date deduction total. It also estimates your quarterly self-employment taxes (Form 1040-ES) and alerts you before each estimated-tax deadline so you are never caught off guard.

GigIQ is UnifyOne's shift intelligence. It looks at your earnings history to show which hours, zones, and platforms actually pay the most after expenses, so you can plan your shifts around your highest-earning opportunities instead of guessing.

What is the Money Manager?

The Money Manager brings budgeting, goal tracking, and earnings forecasts together in one place, connected to your real gig income. It helps you forecast cash flow and plan spending around the irregular pay schedule that comes with gig and 1099 work.

Kai is UnifyOne's built-in AI sidekick. You can ask Kai about your earnings, mileage deductions, and quarterly tax estimates, and get answers grounded in your own data rather than generic benchmarks.

How much does UnifyOne cost?

UnifyOne has two plans: Free ($0) with earnings tracking, IRS mileage capture, quarterly estimated-tax alerts, and GigIQ shift insights; and Pro ($4.99/month) which adds the full Money Manager, advanced GigIQ intelligence, and Kai, your AI sidekick.

Is my financial data secure?

Yes. UnifyOne uses TLS encryption in transit and AES-256 at rest, with strict data isolation enforced at the database layer. Your financial data is never sold to third parties.

How do I get started with UnifyOne?

Sign up for free at 1commerce.online — no credit card required. Connect the apps you work, let UnifyOne read your earnings history, and you will immediately see your consolidated income, mileage deductions, and quarterly tax estimates.

UnifyOne · 1Commerce LLC · PNW Enterprises

Real-Time Earnings & Tax Set-Aside Tracking

Real-time earnings tracking updates your net income and tax set-aside the moment you finish a trip — so you always know what you made and what to save, instead of guessing at tax time.

How real-time earnings tracking works

Real-time tracking solves a single-source-of-truth plus fast-update problem: one ledger that combines every gig app, and an immediate recalculation the moment a trip closes. When you finish a delivery or ride on any platform, your gross pay, deductible miles, and net income update at once — and your running tax set-aside moves with them, so the number you should save is always current.

UnifyOne by 1Commerce keeps earnings and the tax set-aside in sync across every app in real time, with one dashboard for your full financial picture.

Does it fully replace a tax pro?

Real-time tracking keeps you ahead of taxes, but it estimates rather than files — the final return may still benefit from a professional. UnifyOne pairs live tracking with safeguards that keep the estimate trustworthy:

✦Net income recalculated the moment each trip closes.
✦IRS standard mileage deduction applied automatically per trip.
✦A running 25–30% tax set-aside so nothing piles up for April.
✦One dashboard to spot gaps instead of auditing each app.

Frequently Asked Questions

Does real-time tracking mean I never owe a surprise tax bill?

It sharply reduces surprises by updating your net income and tax set-aside as you earn, but you still need to actually set the money aside and pay quarterly. UnifyOne combines live tracking with a running set-aside so the number is always ready.

How fast does UnifyOne update my earnings?

Your net income and tax set-aside recalculate the moment each trip closes and stay consistent across every connected gig app, so the figures are accurate whenever you check.

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