UnifyOne is an earnings and tax tool built for gig and 1099 workers. It tracks what you actually earn across every app, automatically captures your IRS mileage deductions, and alerts you before quarterly estimated taxes are due — so independent contractors can see their real after-expense income and stay ready for tax season.

Is UnifyOne built for gig and 1099 workers?

Yes. UnifyOne is purpose-built for the 76M+ US gig and 1099 workers — rideshare and delivery drivers, couriers, resellers, and independent contractors. It consolidates earnings across the apps you work, calculates your after-expense net income, and keeps your self-employment tax estimates on track.

How does UnifyOne track mileage and tax deductions?

UnifyOne's Tax Autopilot captures your mileage and applies the current IRS standard mileage rate, keeping a running year-to-date deduction total. It also estimates your quarterly self-employment taxes (Form 1040-ES) and alerts you before each estimated-tax deadline so you are never caught off guard.

GigIQ is UnifyOne's shift intelligence. It looks at your earnings history to show which hours, zones, and platforms actually pay the most after expenses, so you can plan your shifts around your highest-earning opportunities instead of guessing.

What is the Money Manager?

The Money Manager brings budgeting, goal tracking, and earnings forecasts together in one place, connected to your real gig income. It helps you forecast cash flow and plan spending around the irregular pay schedule that comes with gig and 1099 work.

Kai is UnifyOne's built-in AI sidekick. You can ask Kai about your earnings, mileage deductions, and quarterly tax estimates, and get answers grounded in your own data rather than generic benchmarks.

How much does UnifyOne cost?

UnifyOne has two plans: Free ($0) with earnings tracking, IRS mileage capture, quarterly estimated-tax alerts, and GigIQ shift insights; and Pro ($4.99/month) which adds the full Money Manager, advanced GigIQ intelligence, and Kai, your AI sidekick.

Is my financial data secure?

Yes. UnifyOne uses TLS encryption in transit and AES-256 at rest, with strict data isolation enforced at the database layer. Your financial data is never sold to third parties.

How do I get started with UnifyOne?

Sign up for free at 1commerce.online — no credit card required. Connect the apps you work, let UnifyOne read your earnings history, and you will immediately see your consolidated income, mileage deductions, and quarterly tax estimates.

UnifyOne · 1Commerce LLC · PNW Enterprises

What Is a True Hourly Rate for Gig Work?

Your true hourly rate for gig work is net pay divided by all the hours you actually spend — earnings minus fees, gas, and the IRS mileage deduction, divided by driving plus waiting and unpaid time — so it reflects what you really make, not the inflated per-hour figure the apps advertise.

Definition and how it works

Your true hourly rate is the number that survives after the costs the apps leave out: take your gross earnings, subtract platform fees, fuel, and the IRS standard mileage deduction (70 cents per mile for 2025 business use), then divide by every hour you spent — including the unpaid waiting between orders. That last part matters most, because the per-hour figures gig apps promote usually count only active delivery time, not the time you sat idle waiting for the next ping.

UnifyOne by 1Commerce computes your true hourly rate in exactly this shape: it pulls net pay after fees and mileage from every connected platform, divides by your real hours, and shows the result per app — so you can see which platform is genuinely worth your time once costs and idle hours are counted.

What goes into a true hourly rate

An honest hourly-rate calculation accounts for the full picture, not just active pay:

✦Gross earnings, tips, and bonuses from each connected gig platform.
✦Platform fees and fuel subtracted to reach real take-home pay.
✦The IRS mileage deduction (70 cents per mile, 2025) applied to driving.
✦All hours counted — active delivery plus unpaid waiting time.
✦Net pay per app, so you can compare what each platform really pays.

Frequently Asked Questions

How do I calculate my true hourly rate as a gig driver?

Subtract fees, fuel, and the IRS mileage deduction from your gross earnings, then divide by all the hours you actually worked, including waiting time. UnifyOne does this automatically across every connected platform and shows the rate per app.

Why is my true hourly rate lower than what the app shows?

App figures usually count only active delivery time and ignore fees, fuel, and mileage. Your true rate includes idle waiting hours and subtracts those costs, so it reflects what you actually keep per hour.

Can I compare hourly pay across gig apps?

Yes. Because UnifyOne calculates net pay per platform over real hours, you can see which app pays best after costs and drop the ones that lose money once idle time is counted.

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Related Guides

UnifyOne Guide

How to Calculate Your True Hourly Rate in Gig Work

All UnifyOne Guides

Definition and how it works

What goes into a true hourly rate

Frequently Asked Questions

How do I calculate my true hourly rate as a gig driver?

Why is my true hourly rate lower than what the app shows?

Can I compare hourly pay across gig apps?

Start with UnifyOne by 1Commerce LLC

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How to Auto-Log Mileage Across Gig Platforms

How to Automate Your Gig Tax Set-Aside

How to Estimate Quarterly Taxes as a Gig Worker

How to Calculate Your True Hourly Rate in Gig Work