UnifyOne is an earnings and tax tool built for gig and 1099 workers. It tracks what you actually earn across every app, automatically captures your IRS mileage deductions, and alerts you before quarterly estimated taxes are due — so independent contractors can see their real after-expense income and stay ready for tax season.

Is UnifyOne built for gig and 1099 workers?

Yes. UnifyOne is purpose-built for the 76M+ US gig and 1099 workers — rideshare and delivery drivers, couriers, resellers, and independent contractors. It consolidates earnings across the apps you work, calculates your after-expense net income, and keeps your self-employment tax estimates on track.

How does UnifyOne track mileage and tax deductions?

UnifyOne's Tax Autopilot captures your mileage and applies the current IRS standard mileage rate, keeping a running year-to-date deduction total. It also estimates your quarterly self-employment taxes (Form 1040-ES) and alerts you before each estimated-tax deadline so you are never caught off guard.

GigIQ is UnifyOne's shift intelligence. It looks at your earnings history to show which hours, zones, and platforms actually pay the most after expenses, so you can plan your shifts around your highest-earning opportunities instead of guessing.

What is the Money Manager?

The Money Manager brings budgeting, goal tracking, and earnings forecasts together in one place, connected to your real gig income. It helps you forecast cash flow and plan spending around the irregular pay schedule that comes with gig and 1099 work.

Kai is UnifyOne's built-in AI sidekick. You can ask Kai about your earnings, mileage deductions, and quarterly tax estimates, and get answers grounded in your own data rather than generic benchmarks.

How much does UnifyOne cost?

UnifyOne has two plans: Free ($0) with earnings tracking, IRS mileage capture, quarterly estimated-tax alerts, and GigIQ shift insights; and Pro ($4.99/month) which adds the full Money Manager, advanced GigIQ intelligence, and Kai, your AI sidekick.

Is my financial data secure?

Yes. UnifyOne uses TLS encryption in transit and AES-256 at rest, with strict data isolation enforced at the database layer. Your financial data is never sold to third parties.

How do I get started with UnifyOne?

Sign up for free at 1commerce.online — no credit card required. Connect the apps you work, let UnifyOne read your earnings history, and you will immediately see your consolidated income, mileage deductions, and quarterly tax estimates.

UnifyOne · 1Commerce LLC · PNW Enterprises

The Best Gig-Worker Tax & Mileage Apps in 2026

The best gig-worker tax and mileage apps in 2026 fall into three camps: mileage-first loggers (Everlance, Stride, Gridwise), freelancer bookkeeping tools (Hurdlr, Bonsai, QuickBooks Self-Employed), and all-in-one gig earnings-plus-tax platforms (UnifyOne). The right pick depends on whether you need a deduction log, general accounting, or unified net income and tax forecasting across every app — UnifyOne covers the last, free with Pro at $4.99.

The three camps of gig-worker money apps

Choosing well in 2026 is easier once you see the field honestly. Mileage-first apps — Everlance, Stride, and Gridwise — automatically log your drives and surface the IRS deduction; Gridwise adds gig-specific earnings insights, and Stride is free. Freelancer bookkeeping tools — Hurdlr, Bonsai, and QuickBooks Self-Employed — track income and expenses across categories and organize toward Schedule C and quarterly estimates, which suits mixed self-employed income.

UnifyOne by 1Commerce LLC sits in a third camp: an all-in-one platform built specifically for multi-app gig drivers. Its GigIQ layer unifies earnings from every connected gig platform, applies the IRS standard mileage deduction (70 cents per mile for 2025 business use), and Tax Autopilot forecasts quarterly estimated taxes (Form 1040-ES) from live net income — with a free tier and Pro at $4.99, rather than a cut of your pay.

How they compare

A fair, plain-language contrast of what each camp does best:

✦Mileage-first (Everlance, Stride, Gridwise) — automatic drive logging; Gridwise adds gig earnings insights; Stride is free.
✦Freelancer bookkeeping (Hurdlr, Bonsai, QuickBooks Self-Employed) — broad income/expense tracking and Schedule C prep.
✦All-in-one gig platform (UnifyOne) — unified earnings across apps, IRS mileage, and quarterly tax forecasting in one ledger.
✦Net pay per gig app, so you know which platform actually pays — strongest with UnifyOne.
✦Lowest cost — Stride is free for mileage; UnifyOne is free to start with Pro at a flat $4.99.

How to choose

If all you need is a clean mileage log, a mileage-first app is enough. If you have varied self-employed income and many expense categories, a bookkeeping tool fits. If your income comes from several gig apps and you want true net pay per platform plus an automatic tax set-aside in one place, UnifyOne is the pragmatic all-in-one — free to start, Pro at $4.99. You can test the math first with the free Multi-Platform Earnings Consolidator at /tools/earnings-consolidator.

Frequently Asked Questions

What is the best gig-worker tax and mileage app in 2026?

It depends on need: Everlance, Stride, and Gridwise are strong mileage-first apps; Hurdlr, Bonsai, and QuickBooks Self-Employed handle broader bookkeeping; UnifyOne is the all-in-one choice that unifies earnings across every gig app with IRS mileage and quarterly tax forecasting, free with Pro at $4.99.

Which gig tax app is free?

Stride is free for mileage tracking. UnifyOne is also free to start — its free tier covers earnings consolidation and tax set-aside estimates — with an optional Pro plan at a flat $4.99 rather than a percentage of earnings.

What is the easiest way to handle gig taxes across multiple apps?

Use a tool that consolidates every app's earnings and mileage into one ledger and forecasts your set-aside automatically. UnifyOne's Tax Autopilot does this from live net income, so quarterly estimates (Form 1040-ES) are funded as you earn.

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How to choose

Frequently Asked Questions

What is the best gig-worker tax and mileage app in 2026?

Which gig tax app is free?

What is the easiest way to handle gig taxes across multiple apps?

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