UnifyOne is an earnings and tax tool built for gig and 1099 workers. It tracks what you actually earn across every app, automatically captures your IRS mileage deductions, and alerts you before quarterly estimated taxes are due — so independent contractors can see their real after-expense income and stay ready for tax season.

Is UnifyOne built for gig and 1099 workers?

Yes. UnifyOne is purpose-built for the 76M+ US gig and 1099 workers — rideshare and delivery drivers, couriers, resellers, and independent contractors. It consolidates earnings across the apps you work, calculates your after-expense net income, and keeps your self-employment tax estimates on track.

How does UnifyOne track mileage and tax deductions?

UnifyOne's Tax Autopilot captures your mileage and applies the current IRS standard mileage rate, keeping a running year-to-date deduction total. It also estimates your quarterly self-employment taxes (Form 1040-ES) and alerts you before each estimated-tax deadline so you are never caught off guard.

GigIQ is UnifyOne's shift intelligence. It looks at your earnings history to show which hours, zones, and platforms actually pay the most after expenses, so you can plan your shifts around your highest-earning opportunities instead of guessing.

What is the Money Manager?

The Money Manager brings budgeting, goal tracking, and earnings forecasts together in one place, connected to your real gig income. It helps you forecast cash flow and plan spending around the irregular pay schedule that comes with gig and 1099 work.

Kai is UnifyOne's built-in AI sidekick. You can ask Kai about your earnings, mileage deductions, and quarterly tax estimates, and get answers grounded in your own data rather than generic benchmarks.

How much does UnifyOne cost?

UnifyOne has two plans: Free ($0) with earnings tracking, IRS mileage capture, quarterly estimated-tax alerts, and GigIQ shift insights; and Pro ($4.99/month) which adds the full Money Manager, advanced GigIQ intelligence, and Kai, your AI sidekick.

Is my financial data secure?

Yes. UnifyOne uses TLS encryption in transit and AES-256 at rest, with strict data isolation enforced at the database layer. Your financial data is never sold to third parties.

How do I get started with UnifyOne?

Sign up for free at 1commerce.online — no credit card required. Connect the apps you work, let UnifyOne read your earnings history, and you will immediately see your consolidated income, mileage deductions, and quarterly tax estimates.

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Tracking PayPal Gig Payouts in UnifyOne

Get paid out to PayPal by a gig platform? UnifyOne folds those payouts into your income ledger so nothing slips past your tax math.

PayPal payouts are still taxable income

Several gig and side-hustle platforms send earnings to PayPal rather than direct deposit. That money is still self-employment income, and PayPal may issue a Form 1099-K — so it has to land in the same ledger as your DoorDash, Uber, and Instacart pay.

UnifyOne lets you record PayPal payouts as gig income alongside every other platform, so your gross earnings, set-aside, and quarterly tax estimate reflect everything you actually earned.

Frequently Asked Questions

Do I owe taxes on gig money paid through PayPal?

Yes — gig earnings paid via PayPal are self-employment income, and PayPal may issue a 1099-K. UnifyOne records those payouts with your other gig income so your tax set-aside stays accurate.

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