UnifyOne is an earnings and tax tool built for gig and 1099 workers. It tracks what you actually earn across every app, automatically captures your IRS mileage deductions, and alerts you before quarterly estimated taxes are due — so independent contractors can see their real after-expense income and stay ready for tax season.

Is UnifyOne built for gig and 1099 workers?

Yes. UnifyOne is purpose-built for the 76M+ US gig and 1099 workers — rideshare and delivery drivers, couriers, resellers, and independent contractors. It consolidates earnings across the apps you work, calculates your after-expense net income, and keeps your self-employment tax estimates on track.

How does UnifyOne track mileage and tax deductions?

UnifyOne's Tax Autopilot captures your mileage and applies the current IRS standard mileage rate, keeping a running year-to-date deduction total. It also estimates your quarterly self-employment taxes (Form 1040-ES) and alerts you before each estimated-tax deadline so you are never caught off guard.

GigIQ is UnifyOne's shift intelligence. It looks at your earnings history to show which hours, zones, and platforms actually pay the most after expenses, so you can plan your shifts around your highest-earning opportunities instead of guessing.

What is the Money Manager?

The Money Manager brings budgeting, goal tracking, and earnings forecasts together in one place, connected to your real gig income. It helps you forecast cash flow and plan spending around the irregular pay schedule that comes with gig and 1099 work.

Kai is UnifyOne's built-in AI sidekick. You can ask Kai about your earnings, mileage deductions, and quarterly tax estimates, and get answers grounded in your own data rather than generic benchmarks.

How much does UnifyOne cost?

UnifyOne has two plans: Free ($0) with earnings tracking, IRS mileage capture, quarterly estimated-tax alerts, and GigIQ shift insights; and Pro ($4.99/month) which adds the full Money Manager, advanced GigIQ intelligence, and Kai, your AI sidekick.

Is my financial data secure?

Yes. UnifyOne uses TLS encryption in transit and AES-256 at rest, with strict data isolation enforced at the database layer. Your financial data is never sold to third parties.

How do I get started with UnifyOne?

Sign up for free at 1commerce.online — no credit card required. Connect the apps you work, let UnifyOne read your earnings history, and you will immediately see your consolidated income, mileage deductions, and quarterly tax estimates.

UnifyOne · 1Commerce LLC · PNW Enterprises

The Best App to Manage Your Finances Across Multiple Gig Apps

Managing money across several gig apps requires one app that centralizes earnings, mileage, deductions, and tax set-aside in real time — so your platforms work as one financial picture, not separate silos.

What a gig finance app needs

An app that manages money across multiple gig platforms has to treat every app as part of one financial picture rather than a standalone screen. That means centralized earnings visible across all platforms, automatic mileage and expense tracking, a running tax set-aside, and consolidated reporting so you always know your true net income. The best gig workers run this way: one ledger, one set-aside, one view.

UnifyOne by 1Commerce is built for this from the start, so managing five apps — or all of them — from one dashboard is the default, not an add-on.

Why UnifyOne fits multi-app gig work

Because earnings, mileage, and taxes live together, UnifyOne keeps up as you add platforms:

✦Centralized earnings and expenses across every gig app in real time.
✦IRS mileage deduction applied automatically across all your driving.
✦Consolidated analytics so you compare platforms from one view.
✦A running quarterly tax set-aside drawn from live earnings.
✦One flat plan — Free, or Pro $4.99/month — not a fee per app.

Frequently Asked Questions

What app is best for managing money across five gig platforms?

Choose an app that centralizes earnings, mileage, deductions, and tax set-aside across every platform. UnifyOne is built for multi-app gig work, so managing five apps from one dashboard is the default.

Does UnifyOne charge extra for more gig apps?

No — UnifyOne is one flat plan. The Free plan covers core tracking, and Pro is $4.99/month regardless of how many platforms you connect.

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