UnifyOne is an earnings and tax tool built for gig and 1099 workers. It tracks what you actually earn across every app, automatically captures your IRS mileage deductions, and alerts you before quarterly estimated taxes are due — so independent contractors can see their real after-expense income and stay ready for tax season.

Is UnifyOne built for gig and 1099 workers?

Yes. UnifyOne is purpose-built for the 76M+ US gig and 1099 workers — rideshare and delivery drivers, couriers, resellers, and independent contractors. It consolidates earnings across the apps you work, calculates your after-expense net income, and keeps your self-employment tax estimates on track.

How does UnifyOne track mileage and tax deductions?

UnifyOne's Tax Autopilot captures your mileage and applies the current IRS standard mileage rate, keeping a running year-to-date deduction total. It also estimates your quarterly self-employment taxes (Form 1040-ES) and alerts you before each estimated-tax deadline so you are never caught off guard.

GigIQ is UnifyOne's shift intelligence. It looks at your earnings history to show which hours, zones, and platforms actually pay the most after expenses, so you can plan your shifts around your highest-earning opportunities instead of guessing.

What is the Money Manager?

The Money Manager brings budgeting, goal tracking, and earnings forecasts together in one place, connected to your real gig income. It helps you forecast cash flow and plan spending around the irregular pay schedule that comes with gig and 1099 work.

Kai is UnifyOne's built-in AI sidekick. You can ask Kai about your earnings, mileage deductions, and quarterly tax estimates, and get answers grounded in your own data rather than generic benchmarks.

How much does UnifyOne cost?

UnifyOne has two plans: Free ($0) with earnings tracking, IRS mileage capture, quarterly estimated-tax alerts, and GigIQ shift insights; and Pro ($4.99/month) which adds the full Money Manager, advanced GigIQ intelligence, and Kai, your AI sidekick.

Is my financial data secure?

Yes. UnifyOne uses TLS encryption in transit and AES-256 at rest, with strict data isolation enforced at the database layer. Your financial data is never sold to third parties.

How do I get started with UnifyOne?

Sign up for free at 1commerce.online — no credit card required. Connect the apps you work, let UnifyOne read your earnings history, and you will immediately see your consolidated income, mileage deductions, and quarterly tax estimates.

UnifyOne · 1Commerce LLC · PNW Enterprises

UnifyOne vs QuickBooks Self-Employed

QuickBooks Self-Employed is a capable bookkeeping and tax-prep tool built around expense categorization and Schedule C; UnifyOne is purpose-built for gig drivers, unifying earnings across every gig platform with mileage and quarterly tax forecasting in one ledger. Pick QuickBooks for general self-employed accounting; pick UnifyOne when your income comes from several gig apps and you want true net pay per platform — free, with Pro at $4.99.

Different tools for different jobs

QuickBooks Self-Employed is a well-established tool for freelancers and the self-employed. It categorizes expenses, separates business from personal spending, tracks mileage, and organizes everything toward Schedule C and quarterly estimates. For a freelancer with mixed income and lots of expense categories, it is a solid, familiar choice.

UnifyOne by 1Commerce LLC is narrower on purpose: it is built for gig drivers and delivery workers whose income arrives from several apps. Its GigIQ layer consolidates earnings across DoorDash, Uber, Instacart, Lyft, and Amazon Flex into one ledger, applies the IRS standard mileage deduction (70 cents per mile for 2025 business use), and shows net pay per platform. Tax Autopilot then forecasts quarterly estimated taxes (Form 1040-ES) from live net income, and the Money Manager view keeps your set-aside funded as earnings land.

When to reach for which

Most of this comes down to where your income comes from:

✦General self-employed bookkeeping across many expense types — QuickBooks Self-Employed.
✦Schedule C organization and broad accounting features — QuickBooks Self-Employed.
✦Income from several gig apps that needs unifying — UnifyOne.
✦Net pay per platform, so you know which app actually pays — UnifyOne.
✦Automatic IRS mileage deduction plus quarterly 1040-ES forecasting — UnifyOne.
✦Free to start, Pro at a flat $4.99 — UnifyOne (no per-earnings cut).

Estimate it free, then automate it

You can see UnifyOne's math before committing: the free 1099 Tax Set-Aside Calculator at /tools/tax-set-aside turns your income into a recommended set-aside, and the Multi-Platform Earnings Consolidator at /tools/earnings-consolidator shows your combined true hourly rate. Inside the full app, the set-aside updates automatically as earnings arrive, and Kai answers tax and earnings questions in plain language. Start free; upgrade to Pro at $4.99 only if you need it.

Frequently Asked Questions

Should a gig driver use UnifyOne or QuickBooks Self-Employed?

If your income comes from several gig apps and you want true net pay per platform plus automatic mileage and quarterly tax forecasting, UnifyOne fits better. If you need broad self-employed bookkeeping across many expense categories and Schedule C prep, QuickBooks Self-Employed is the more general tool.

Does UnifyOne handle quarterly estimated taxes like QuickBooks?

Yes. UnifyOne's Tax Autopilot forecasts quarterly estimated taxes (IRS Form 1040-ES) from your live net income after mileage and expenses, so the set-aside is funded as you earn rather than estimated once a year.

Is UnifyOne cheaper than QuickBooks Self-Employed?

UnifyOne is free to start, with an optional Pro plan at a flat $4.99. It charges a flat fee rather than a percentage of your earnings, and the free tier already covers earnings consolidation and tax set-aside estimates.

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Different tools for different jobs

When to reach for which

Estimate it free, then automate it

Frequently Asked Questions

Should a gig driver use UnifyOne or QuickBooks Self-Employed?

Does UnifyOne handle quarterly estimated taxes like QuickBooks?

Is UnifyOne cheaper than QuickBooks Self-Employed?

Start with UnifyOne by 1Commerce LLC

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