Gig Tax Guide
Fiverr Taxes: What Every Seller Needs to Know
Fiverr treats sellers as independent contractors, so no taxes are withheld from your earnings. You owe your own federal, state, and self-employment taxes on your net income — and since you deliver gigs from a desk, your biggest deductions are your home office, software, and equipment, plus the commission Fiverr keeps. Here's how Fiverr taxes work.
How Fiverr taxes work
You're an independent contractor
No taxes are withheld from your pay. You owe federal and state income tax plus self-employment tax on your net earnings.
Self-employment tax is 15.3%
That's 12.4% Social Security + 2.9% Medicare on your net earnings — on top of regular income tax. It funds the benefits an employer would normally split with you.
Deductions lower your taxable income
Business expenses — equipment, software, supplies, and phone — reduce the net earnings you're taxed on. Tracked properly, they often save more than any other single move.
You pay as you go, quarterly
Instead of one April bill, the IRS expects estimated payments four times a year. Paying quarterly avoids an underpayment penalty.
Do you get a 1099 from Fiverr?
Fiverr processes buyer payments as a third-party platform, so it issues US sellers a Form 1099-K when they meet the IRS reporting threshold for the year. The 1099-K reports your gross earnings before Fiverr's commission is deducted.
Reporting thresholds for the 1099-K have changed in recent years, so you may not always receive a form. Either way, you must report all of your Fiverr income — and you deduct Fiverr's commission as a business expense.
What Fiverr sellers can deduct
Home office
The portion of rent/mortgage, utilities, and insurance for the part of your home used regularly and exclusively for your gigs — often a seller's biggest deduction.
Software & tools
Design, writing, editing, or dev tools and subscriptions used to deliver your gigs (larger purchases may be depreciated).
Internet & phone
The business-use share of your home internet and phone bills.
Fiverr commission & fees
The commission Fiverr keeps from each order is a fully deductible business expense.
Professional development
Courses and resources that maintain or improve the skills you sell on Fiverr.
Equipment & supplies
Computer, microphone, camera, and other equipment bought to produce your gigs.
Frequently asked questions
Does Fiverr take out taxes for me?
No. Fiverr pays sellers as independent contractors and withholds nothing. You're responsible for setting aside and paying your own income tax and the 15.3% self-employment tax.
How much should I set aside for Fiverr taxes?
A common rule of thumb is to set aside 25–30% of your net earnings (what's left after mileage and other deductions) to cover self-employment tax (15.3%) plus federal and state income tax. Your exact rate depends on your total household income and state. Use the Tax Set-Aside calculator to get a number for your situation.
Do I get a 1099 from Fiverr?
Fiverr issues US sellers a 1099-K (it processes buyer payments as a third-party platform) when they meet the IRS threshold for the year. Thresholds have changed recently, so you may not always get one — but you must report all income regardless.
What can Fiverr sellers deduct?
Because gigs are delivered from a desk, the biggest deductions are usually the home office, software and tools, internet and phone, and Fiverr's commission. Professional development and equipment count too. Mileage generally doesn't apply unless you travel for the work.
When are Fiverr taxes due?
Self-employed earners generally pay estimated taxes four times a year — around April 15, June 15, September 15, and January 15 — and file an annual return by April 15. Paying quarterly avoids an IRS underpayment penalty.
Authoritative IRS resources
Free calculators for Fiverr sellers
Stop guessing what you owe
UnifyOne tracks your freelance earnings, expenses, and tax set-aside automatically — so quarterly taxes are never a surprise.
This guide is educational information, not tax advice. Tax rules, thresholds, and the IRS standard mileage rate change yearly — confirm current figures with the IRS or a qualified tax professional for your situation.