Tax Management
1099 Tax Management Built for Gig Workers
Every gig platform pays you gross — no withholding, no W-2, no employer handling your taxes. As a 1099 worker, you owe self-employment tax, quarterly estimated payments, and you have to track your own deductions. UnifyOne manages all of it automatically from your live earnings data.
What 1099 gig workers actually owe
Self-employment tax
On 92.35% of net earnings. Covers Social Security (12.4%) and Medicare (2.9%). No employer to split it with.
Federal income tax
Based on your bracket after deductions. The SE tax deduction (half of SE tax) reduces your taxable income.
Quarterly payments
Due April, June, September, January. Miss one and the IRS charges underpayment penalties regardless of your April filing.
Mileage deduction
2025 IRS standard rate. On 15,000 miles, that's $10,500 off your taxable income — your biggest deduction.
How UnifyOne automates your 1099 tax management
Live earnings from every platform
UnifyOne pulls income from DoorDash, Uber Eats, Instacart, Stripe, PayPal, and Square automatically. Your tax position updates in real time as you earn — not at year end.
Automatic mileage capture
Every delivery, pickup, and active mile is captured from your platform data. UnifyOne maintains an IRS-compliant mileage log and applies the $0.70/mile deduction to your YTD tax calculation continuously.
Quarterly payment forecast
Kai calculates your current SE tax liability, applies your mileage and expense deductions, and shows you exactly what to pay each quarter — before the due date, not the night before.
IRS-ready records
Your mileage log, income summary, and deduction totals are available in IRS-ready format. No scrambling for records in April — everything is logged as you earn.
2026 quarterly tax due dates
Q1 2026
April 15, 2026
Jan 1 – Mar 31
Q2 2026
June 16, 2026
Apr 1 – May 31
Q3 2026
September 15, 2026
Jun 1 – Aug 31
Q4 2026
January 15, 2027
Sep 1 – Dec 31
UnifyOne shows your running quarterly liability so you know your payment amount before each due date.
Frequently Asked Questions
What taxes does a 1099 gig worker have to pay?
Self-employment tax (15.3% on 92.35% of net earnings) plus federal income tax based on your bracket. No employer withholds anything — you estimate and pay quarterly.
How do I calculate quarterly estimated taxes as a gig worker?
Net income × 0.9235 × 0.153 = SE tax. Add estimated income tax (net minus standard deduction minus half SE tax, taxed at your bracket rate). Divide total by 4. UnifyOne's tax estimator does this from your live earnings.
What deductions can gig workers take on their 1099 taxes?
IRS standard mileage ($0.70/mile in 2025), phone and data (business use %), platform fees, equipment, supplies, health insurance premiums (if self-employed), and half of SE tax. Mileage is usually the largest deduction.
How is UnifyOne different from QuickBooks Self-Employed?
QuickBooks requires manual income entry and is built for single-platform workers. UnifyOne auto-aggregates income from all your gig platforms and calculates your quarterly tax position from live data — not numbers you type in.
Stop guessing your quarterly tax payments
Connect your gig platforms and see your live tax position. Free to start.